For finance and operations leaders at U.S. merchants
Your payments run through several providers, and each one reports on itself. Duxor gives your finance team one controlled, reconciled record of every supported collection, so month-end closes on time, every exception has an owner and every chargeback dispute comes with evidence.
The reality
Every new market or payment method brings another acquirer, another report and another set of rules. Consolidation is a vendor pitch, not what the market does.
Sources: payments advisory research, a payments industry panel poll and a published merchant case study, October–November 2026. Indicative, not a statistical survey.
The gap
When something breaks between providers, each one sends its own incident report. Nobody holds a single record across all of them, and nobody owns the outcome. Duxor gives you that record, with a named owner for every exception.
Proof, not promises
Each payment method handles chargebacks, refunds and reversals differently. These are the gaps that slip between providers, and how Duxor closes them.
A customer receives a refund from you and wins a chargeback from their bank. You have paid them twice.
Duxor: links the refund and the chargeback to the same original sale and flags the duplicate for recovery.
Some bank payments can be reversed days after they appear to clear, long after the goods have shipped.
Duxor: tracks the reversal against the original entry, so the ledger shows what is really settled.
Goods or credit are released against a payment that has not actually settled. When the payment fails, the loss is yours.
Duxor: applies your rules to flag any value released against a payment that has not settled.
Cost calculator
Count the staff time spent on integrations, reconciling data, resolving exceptions and coordinating vendors. Multiply it by fully loaded staff cost. That is what fragmentation costs you today.
Adjust the figures to match your team. Nothing you enter is sent anywhere.
When to call us
How it works
No new hardware and no change to how your customers pay.
Link your card processor, gift card system and bank feeds. Card processing stays with your own provider.
Choose how records are matched, flagged and approved. Duxor applies the rules exactly as you set them.
See what happened, what’s owed, what changed and what’s disputed, with the evidence behind each answer.
The platform
Append-only, double-entry records for every dollar your business tracks.
Track issuance, redemption, expiry, refunds, disputes and reversals from start to finish.
Automatic matching against processor reports, with exceptions flagged for review.
Run merchant-funded vouchers, promotions and rewards, tracked from issue to redemption.
Set program rules and risk thresholds once. Duxor enforces them as approved.
Real-time visibility for your team and a complete trail for your accountant or auditor.
Also included: verified webhooks and event notifications, duplicate-safe record handling and one integration for all your providers.
Every new payment method
Customers stick with the way they like to pay, so merchants keep adding methods. Each new method changes how you reconcile, support customers and handle refunds, not just your checkout page. Duxor absorbs that change in one ledger.
Source: European consumer payments research, 2026. U.S. payment habits are similarly sticky.
What’s next
Only 19% of consumers are comfortable letting AI complete a purchase, and 67% want to approve every purchase themselves. The core challenge is verifiable, recordable intent. An append-only, independent record is where that proof will live.
Source: European consumer payments research, 2026.
Our principles
Your books are only as good as the records behind them. Duxor enforces these rules in the engine itself, not in a policy document.
Who it’s for
CFOs, finance controllers, heads of payments and operations directors who reconcile across several providers, own the exceptions and answer for month-end.
One location that wants clean, reconciled records and an audit trail it can hand to its accountant.
Several sites running vouchers or rewards, where every redemption must tie back to a store and a settlement.
Multi-brand groups, B2B sellers and marketplaces with several providers and cross-border collections.
Trust
Duxor is record-keeping and reconciliation software. Your customers pay through your own payment providers, under your agreements with them. Duxor keeps the independent record, and all data is stored in the United States.
How we handle risk, vetting and data →Pricing
All prices in USD, billed as a software subscription. Pay annually and get two months free.
For single-site merchants that want their records in order.
$149 / month
or $1,490 / year (2 months free)
For multi-location merchants running vouchers or rewards.
$499 / month
or $4,990 / year (2 months free)
For operating groups, B2B sellers and marketplaces.
Custom
From $5,000 / month · annual contract
For payment partners
FAQ
See Duxor on a sample of your own provider data, and leave with a measured cost of fragmentation for your business.
Tell us about your business, and we’ll show you how Duxor fits. Duxor serves businesses based in the United States.